Would 20% Down Payments Thwart the American Dream?

Could all buyers afford a 20% down payment?   Could you?    Can you imagine how prospective buyers of real estate on Panama City Beach will react if new regulations governing Qualified Residential Mortgages (QRM) take effect this year? Of course for years most mortgagees had this requirement and home ownership steadily increased since the 1950’s. To read more click here.

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